The plan comes first. The investing follows.
Ditto & Powers is an independent firm built around one idea: investment decisions should come from a real financial plan, not the other way around. We work with individuals and families for decades — often across more than one generation.
combined years guiding clients through every kind of market, and every stage of life.
Two careers. One firm built to outlast us both.
Ditto & Powers didn’t start as a business plan. It started as two co-workers who shared the same value system. Our firm exists to service our clients. We recognize and appreciate the trust that is placed in us, and we look to earn that trust every day.
Jason enters the industry
While still in college, begins as an intern — learning the discipline of planning before ever placing a trade.
Sarah enters the profession
Starts in a call center and quickly advances to leadership roles by focusing on servicing and doing what is right for the client.
Three decades of planning-led advice
A career spent putting the plan ahead of the portfolio and the client’s needs first. Now starting an exciting new chapter.
Ditto & Powers is founded
An independent firm, built from the ground up for continuity rather than growth for its own sake.
Your children. Your grandchildren.
The same relationship, carried forward to the next generation of your family.
Planning-led investing, in practice
Every recommendation we make traces back to a plan built specifically around you — your goals, your timeline, and the people who depend on you.
The plan sets the target
We start by understanding what you actually need your money to do — for retirement, for your family, for the causes and people who matter to you. That plan, not a model portfolio, sets the direction.
Investing follows the plan
Your portfolio is built to support the plan, not the other way around. As your plan changes, your allocation changes with it — deliberately, and with a documented rationale.
The relationship outlasts the plan
Plans get revisited as life changes: a marriage, a business sale, a grandchild. We expect to have that conversation with you more than once — that’s the job.
Most of the families we work with didn’t find us through advertising. They found us through a parent, or an aunt, or a friend they’ve trusted for years — and they tend to stay.
Two partners, one standard
Jason Ditto, MBA, CFP®
Founding PartnerOver 30 years in financial planning and investment management, starting as a college intern and working with individuals and families ever since. Focused on building plans that hold up across decades, not just market cycles.
jason.ditto@dittopowers.comSarah Powers
Founding Partner15+ years in financial services, built on a simple standard: answer the phone, know every client by name, and take the time to truly understand their lives. Sarah leads client relationships and service at the firm, making sure every family feels known and taken care of.
sarah.powers@dittopowers.comWhat we do
Financial Planning
A comprehensive plan built around your full financial picture — not a single product or account.
- Retirement income planning
- Goal & cash-flow planning
- Multi-generational & legacy planning
- Ongoing plan reviews as life changes
Investment Management
Portfolios built to support your plan — sized to the return you actually need, not the return you might chase.
- Allocation built from your plan’s required return
- Ongoing monitoring & rebalancing
- Coordination with your tax and estate advisors
- Clear, regular reporting
Client access
Quick links to your financial plan and your investment accounts.
Financial Planning Portal
View and update your live financial plan in eMoney, track progress toward your goals, and securely share documents.
Open eMoney PortalSchwab Account Access
Log in through Charles Schwab to view your accounts, statements, and account activity.
Open Schwab LoginAdvisorEngine Portal
View consolidated performance reporting and account details across your relationship with the firm.
Open AdvisorEngine PortalLet’s start a conversation
Whether you’re planning for retirement, thinking about the next generation, or simply looking for a second opinion — we’d like to hear from you.
Jason Ditto
sarah.powers@dittopowers.comSarah Powers